President William Ruto has reaffirmed his administration’s unwavering commitment to the Financial Inclusion Fund, widely known as the Hustler Fund, following a comprehensive briefing on its latest operational milestones.
In a Facebook post dated July 29, 2026, the President highlighted the fund’s critical role in delivering affordable credit and mobilising national savings through a fully digitised ecosystem.
How much has Hustler Fund disbursed to Kenyans?
According to the briefing received by the President, the Hustler Fund has successfully disbursed a staggering KSh 90 billion to 28 million borrowers.
The fund currently operates three primary lending products: the Personal Loan, the Bridge Loan, and the Hustler Groups facility. At the current rate of operation, the fund is disbursing approximately KSh 50 million daily, significantly expanding financial access across the country.
A major highlight of the report was the fund’s success in cultivating a culture of creditworthiness and savings. Out of the total borrower base, 10 million are repeat customers. Of these, 4.5 million have achieved “A” and “B” credit scores, a testament to their consistent borrowing and repayment behaviour.
How much have Kenyans saved through Hustler Fund?
Furthermore, borrowers have collectively saved KSh 7 billion through the Hustler Fund platform, fulfilling a core mandate of the fund to mobilise national savings alongside providing credit.
President Ruto expressed particular pride in the fact that these significant milestones were achieved entirely on a digital platform. The complete digitisation of processes has allowed for efficiency and scale that traditional banking models struggle to match.
“We will continue resourcing the fund so that Kenyans can continue accessing the most affordable credit in the country,” President Ruto stated, signalling that the government intends to inject further capital into the initiative to sustain its growth trajectory.
President Ruto with Cooperatives CS Wycliffe Oparanya. Photo: William Ruto.
The administration’s focus on digital infrastructure appears to be yielding substantial dividends, reducing the cost of credit while simultaneously encouraging financial discipline among millions of Kenyans who previously lacked access to formal financial services.
With 10 million repeat users and a growing pool of high-scoring borrowers, the Hustler Fund is cementing its position as a cornerstone of Kenya’s financial inclusion strategy.
